Let's get going!

In order to get started, select an account that works for you.

Texans Two-Step Checking

Elevate your banking experience with Texans Two-Step Checking. Step into bigger rewards with exclusive benefits and higher interest rates on your linked Texans Savings account.

Earn High Yield Interest – Get Texans’ current 3-month Certificate of Deposit rate on Texans Savings account balances up to $20,000. Balances over $20,000 earn the Texans Savings rate.
ATM Fee Refunds – Enjoy up to two monthly ATM fee refunds when you use an out-of-network ATM and up to two monthly ATM fee refunds when you use an international ATM.
Early Direct Deposit – Get your paycheck up to two days sooner with early direct deposit.
No Monthly Service Fee – Regular monthly service fee of $15 is waived with monthly direct deposit of $2,000 or more.

My Texans Checking

Our most popular checking account is perfect for everyday use and simplifies your life with all the features you expect.

Early Direct Deposit – Get your paycheck up to two days sooner with early direct deposit.
No Monthly Service Fee – Regular monthly service fee of $5 is waived with any monthly direct deposit or enrollment in e-Statements.
Fee-Free ATMs – Enjoy access to over 80,000 surcharge-free ATMs worldwide.
Texans CU Mobile App – 24/7 access to your account with convenient digital features that make banking easy.

Performance Money Market

A smart, flexible way to grow your savings. Earn competitive, tiered rates that reward your higher balances, while enjoying the peace of mind that comes with ready access to your money.

Competitive Rates – Earn more as you save with tiered rates from 1.25% to 3.50% APY^ that grow with your balance.
No Transaction Limits – Enjoy unlimited fee-free withdrawals from your account.
Low Minimum Opening Deposit – Open your account with as little as $500 or more.
No Monthly Service Fee – Regular monthly service fee of $10 is waived with a minimum balance of $2,500.