Texans Credit Union

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Texans Two-Step Checking
Elevate your banking experience with Texans Two-Step Checking. Step into bigger rewards with exclusive benefits and higher interest rates on your linked Texans Savings account.
  • Earn High Yield Interest – Get Texans’ current 3-month Certificate of Deposit rate on Texans Savings account balances up to $20,000. Balances over $20,000 earn the Texans Savings rate.
  • ATM Fee Refunds – Enjoy up to two monthly ATM fee refunds when you use an out-of-network ATM and up to two monthly ATM fee refunds when you use an international ATM.
  • Early Direct Deposit – Get your paycheck up to two days sooner with early direct deposit.
  • No Monthly Service Fee – Regular monthly service fee of $15 is waived with monthly direct deposit of $2,000 or more.
My Texans Checking
Our most popular checking account is perfect for everyday use and simplifies your life with all the features you expect.
  • Early Direct Deposit – Get your paycheck up to two days sooner with early direct deposit.
  • No Monthly Service Fee – Regular monthly service fee of $5 is waived with any monthly direct deposit or enrollment in e-Statements.
  • Fee-Free ATMs – Enjoy access to over 80,000 surcharge-free ATMs worldwide.
  • Texans CU Mobile App – 24/7 access to your account with convenient digital features that make banking easy.
Certificate of Deposit
Grow your savings with a Certificate of Deposit. Earn guaranteed returns at higher rates than traditional savings accounts and enjoy flexible terms designed to fit your life.
  • Save on Your Schedule – Choose the term that's right for you, starting as low as 3 months, up to 60 months.
  • Low Minimum Opening Deposit – Get started with as little as $500 to open your account.
  • Enjoy Predictable Returns – Your money grows at a guaranteed, fixed rate over the term of your CD.
  • Rates That Reward Higher Balances – Earn a higher rate on deposits over $100,000.
3 Month CD: 3.50% APY^ ($500–$99,999.99) or 3.70% APY^ ($100,000+)
Performance Money Market
A smart, flexible way to grow your savings. Earn competitive, tiered rates that reward your higher balances, while enjoying the peace of mind that comes with ready access to your money.
  • Competitive Rates – Earn more as you save with tiered rates from 1.25% to 3.50% APY^ that grow with your balance.
  • No Transaction Limits – Enjoy unlimited fee-free withdrawals from your account.
  • Low Minimum Opening Deposit – Open your account with as little as $500 or more.
  • No Monthly Service Fee – Regular monthly service fee of $10 is waived with a minimum balance of $2,500.
Texans Savings
Your savings account is the foundation of your Texans Credit Union membership and gives you a share of ownership in the credit union.
  • No Monthly Fees – Save your way with no monthly fees on your account.
  • Texans CU Mobile App – 24/7 access to your account with convenient digital features that make banking easy.
  • NCUA Insured – Your money is protected.  Account(s) federally insured up to $250,000 by the NCUA.
Additional Savings
Whatever you're saving toward, you can reach your goals with this special savings account. Save for special occasions, major purchases, or set aside funds for unexpected expenses – you can do it all with Texans Additional Savings.
  • Reach Your Savings Goals – Set aside money for specific goals and build up your savings with recurring deposits.
  • No Monthly Fees – Save your way with no monthly fees on your account.
  • Texans CU Mobile App  – 24/7 access to your account with convenient digital features that make banking easy.